HIMSS Word of The Day #390: OOP (Out of Pocket)
Out-of-pocket costs are expenses for medical care that insurance does not reimburse, including deductibles, coinsurance, copayments, and the full cost of services that are not covered. This post explains the term and reviews six studies: a 2026 claims analysis of 539,590 adults with diabetes or hypertension in high-deductible plans, a survey study of 147,254 adults linking high-deductible plans to survival among cancer survivors, 11 years of hospital cost sharing trends, and three studies of real-time benefit tools that show prescription costs in the EHR.